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Location

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Office Address
2531 Technology Dr
Elgin, IL 60124
 
Mailing Address
P.O. Box 250
Gilberts, IL 60136

All Credit Lenders

Direct Phone 1-866-414-4702
Direct Fax 1-224-293-6247

Welcome to All Credit Lenders!
Serving Customers Since 1999

Short on Cash? Need Emergency Funds? Bad Credit? We can help!

Call us at 1-866-414-4702

At All Credit Lenders, we are committed to you as our customer, and are here to make your loan process as fast and easy as we can. All Credit Lenders ensures the safety of all your personal information on our site. All sensitive data transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.


What kind of Loans can I expect to find?

Cash Advance

A Cash Advance is also known as Payday Advance, Payday Loans, Cash Loans, Installment Loans, Fast Cash, Fast Loans, Bad Credit Loans, CILA loans, Short Term Consumer Loans, Line of Credit Loans, Retail Loans, or a Deferred Deposit Loan. The names are different but the purpose is the same, to help you meet short-term, unexpected needs.
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Line Of Credit

A Line of Credit is a quick, easy, and confidential way to get a loan. Terms and Fees vary by state, and are only available in certain states. The application process only takes a few minutes and less then perfect credit will qualify. Apply once online and the application will be approved for a credit limit. You can request advances up to your credit limit at any time. While your loan is active you may request additional funds when needed, up to your available credit limit. Generally, after on time payments are made, additional credit limits can be applied for.

A Line of Credit works similar to a credit card. You will be approved for a credit limit, and you can get a cash advance for as much money as you need, up to your credit limit. This can be paid back, and you can get another cash advance at any time. Similar to  a credit card, you can use as much as you need at any time, after you pay it down to a zero balance, you may get another cash advance whenever you need it. The typical interest is charged at 24% APR. In addition, there is an account protection fee that is billed on your billing cycle dates. However, if you pay off your balance before your billing cycle date, you will avoid being charged this fee. In addition, if you become unemployed due to a lay-off or reduction in force (‘lay-off’) by your employer, for the period of time you are unemployed, you will not be charged the Account Protection Fee or interest from the date that you provide written confirmation of your lay-off from the employer or governmental unemployment office.

Annual Credit Review: As an additional benefit for the payment of the Account Protection Fee, at Customer’s request, Lender will review available consumer reports or credit information and inform you as to matters affecting your credit based on the available information.

Paper Billing Statement Fee: We encourage the use of paperless electronic statement as a measure to help protect the environment. If you sign up to receive electronic statements with us, we will not charge the Paper Billing Statement Fee.

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Payday Loan

A payday loan is a short term loan, generally for cash less then $2,000. This loan is usually due on your next pay date, although certain states do allow for extensions. Loan rates and terms vary with the state you reside in. All Credit Lenders does not offer payday loans. Payday Loans may be available through the nationwide network of trusted lenders.
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Installment Loan

An Installment Loan is a quick, easy, and confidential way to get a loan. Installment loans have terms longer then traditional payday loans. Generally, these loans can be approved at a higher dollar amount then payday loans. Terms vary by state; terms can range from 3 – 24 months, repaid gradually in scheduled payments over the term of the loan. In most instances, Installment loans can be paid off early with no penalties or prepayment fees. Most installment loans are pro-rated, so early payments generally mean less interest has accrued then what was scheduled. Installment loans are only available in certain states.
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All Credit lenders is licensed to do loans in the state of IL. If you are a Wisconsin applicant, you can apply at https://www.allcreditlenderswi.com. Nationwide cash advance services are available in states that allow cash advance loans. All Credit Lenders has a large nationwide network of trusted lenders who can lend in most states. Apply once, and you will be matched with a lender that can provide you an advance. If that lender is not suitable to you, you can apply as many times as it takes to find the lender that meets your needs.

From Our Customers

Don't just listen to what we have to say, here are success stories directly from our customers.
  • timothy a 05/17/2013 - 16:07
    :-) THIS WAS GOOD EXPERIENCE. THANKS.MARK GREEN. THE BEST. \
     
  • Shamecka 05/16/2013 - 19:56
    Brittany was very helpful with helping me out with a loan. Thanks Brittany for all your help
     
  • Roger 05/16/2013 - 17:56
    thanks for all the good service u provided me, Rob is all good with me thanks again.
     
  • Mary E 05/16/2013 - 17:28
    Thank you Rob you I appreciate you help going through this process I hope I can be able to work with you again. Excellent job :D :D
     
  • Amara L 05/16/2013 - 11:48
    I am very much satisfied with the service that Rob provide me with today he explain everything to me. Perfect Customer Service Skills. Thanks so much ROB :D I am very happy now I can attend my God Son College Graduation and I do not have to worry about not having money to get him a gift.Thanks so much!!!