• creadit

Short Application

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Cash deposited directly
to your bank account.
Fast & Easy Approval
No Credit Check
Confidential & Secure
   

Location

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Office Address
1835 Larkin Ave
Elgin, IL 60123
 
Mailing Address
P.O. Box 5598
Elgin, IL 60121-5598

All Credit Lenders

Direct Phone 1-866-414-4702
Direct Fax 1-224-293-6247

Welcome to All Credit Lenders!
Serving Customers Since 1999

Short on Cash? Need Emergency Funds? Bad Credit? We can help!

Call us at 1-866-414-4702

At All Credit Lenders, we are committed to you as our customer, and are here to make your loan process as fast and easy as we can. All Credit Lenders ensures the safety of all your personal information on our site. All sensitive data transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.


What kind of Loans can I expect to find?

Line Of Credit

A Line of Credit is a quick, easy, and confidential way to get a loan. Terms and Fees vary by state, and are only available in certain states. The application process only takes a few minutes and less then perfect credit will qualify. Apply once online and the application will be approved for a credit limit. You can request advances up to your credit limit at any time. While your loan is active you may request additional funds when needed, up to your available credit limit. Generally, after on time payments are made, additional credit limits can be applied for.

A Line of Credit works similar to a credit card. You will be approved for a credit limit, and you can get a cash advance for as much money as you need, up to your credit limit. This can be paid back, and you can get another cash advance at any time. Similar to  a credit card, you can use as much as you need at any time, after you pay it down to a zero balance, you may get another cash advance whenever you need it. The typical interest is charged at 24% APR. In addition, there is an account protection fee that is billed on your billing cycle dates. However, if you pay off your balance before your billing cycle date, you will avoid being charged this fee. In addition, if you become unemployed due to a lay-off or reduction in force (‘lay-off’) by your employer, for the period of time you are unemployed, you will not be charged the Account Protection Fee or interest from the date that you provide written confirmation of your lay-off from the employer or governmental unemployment office.

Annual Credit Review: As an additional benefit for the payment of the Account Protection Fee, at Customer’s request, Lender will review available consumer reports or credit information and inform you as to matters affecting your credit based on the available information.

Paper Billing Statement Fee: We encourage the use of paperless electronic statement as a measure to help protect the environment. If you sign up to receive electronic statements with us, we will not charge the Paper Billing Statement Fee.

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From Our Customers

Don't just listen to what we have to say, here are success stories directly from our customers.
  • Laura G 04/21/2014 - 09:56
    I had a great loan experience with Sarah who assisted me and moved the process along quickly. I will use them again in a pinch!
     
  • virginia burke 04/18/2014 - 16:44
    Melody dose her job very well I would love to keep working with her any time thank u all so much for your help
     
  • james jackson 04/18/2014 - 15:22
    melody was vary friendly and gave great service
     
  • Amy Bearwald 04/17/2014 - 17:12
    Sarah is kind and professional. She is patient and is understanding. :eek:
     
  • Kenny K 04/17/2014 - 12:03
    Sarah was very helpful and cooperative. Thanks for your help!